Lending With Ko’Olau FCU

We’re your credit union.  Now we want to be your lender too…

We know that you trust your credit union to provide you with excellent member service and the products you need to help you meet your financial goals, but choosing a lender sometimes means taking the better rate, no matter who is doing the financing. But now, with rate match, you don’t have to go anywhere else!

Even if you already have a loan through another lender, it’s not too late to save money and bring that loan home to Ko’olau Federal Credit Union. And, if you’ve found a lower rate for a new loan with another lender, please give us the opportunity to offer you the same or an even better rate!

With our Rate Match Program, you can keep your business with your trusted, local credit union and still get the best rate around. 

Eligible loans for the Rate Match Program include:

  • Auto loans (cars, trucks, vans)

  • Recreational loans (motorcycles, boats, RVs, etc.)

  • Other personal loans

Ask one of our friendly and knowledgeable staff if Ko’olau FCU can match your rate!

APPLY HERE to take advantage of our new Rate Match Program today. This is just another reason that Ko’olau FCU is the best place to bank on O’ahu!

*Ko’olau Federal Credit Union may, at its discretion, match the rate offered by another lender (“outside offer”) for a loan of similar terms at Ko’olau Federal Credit Union. The rate match applicant must meet the qualifications of the outside offer and may be asked to provide Ko’olau Federal Credit Union with documentation of the rate/offer. This offer is for New Money Only; rate matching is not available on existing Ko’olau Federal Credit Union loans.  Rate matching is not available if the outside offer is a promotional discounted rate, is less than 1.75%, or for lines of credit, credit cards, or business loans. Offer current as of 6/1/2022 and may be changed at any time.  All loans are subject to Ko’olau FCU’s credit approval standards and your interest rate is subject to your qualifications for the loan.  This Includes your credit history, cash flow and loan-to-value, if applicable.