Credit Cards
| Description | Secured VISA | VISA Classic | VISA Platinum |
|---|---|---|---|
| Best for: | Members who want to establish a credit rating or borrowers who want to rebuild their credit rating. | A VISA Classic card gives you the spending power you need to establish or repair your credit, while paying a fixed low interest rate so you can make purchases without unnecessary guilt. | The prestige of a VISA Platinum card with rewards. |
| Available Credit Limit | $500 - $15,000 | $500 - $10,000 | $2,500 to $15,000 |
| Balance Transfer Fee: | None | None | None |
| Rewards: | None | None | Earn 1 point for each $1 of eligible purchases. |
| Collateral Required: | 110% of the credit limit must be placed on hold in a non-interest bearing share account prior to the card being issued | None | None |
| Application Fee: | None | None | None |
| Annual Fee: | None | $10 | None |
| E-Statements: | FREE | FREE | FREE |
| Automatic Payments from a KFCU account: | FREE | FREE | FREE |
| Interest Rate: | Fixed | Fixed | Variable |
| Mobile Wallet: | FREE | FREE | FREE |
| Mobile Banking Access: | FREE | FREE | FREE |
| Telephone Banking Access: | FREE | FREE | FREE |
| Online Banking Access: | FREE | FREE | FREE |
| Shared Branch Access: | FREE | FREE | FREE |
| In-Branch Access: | FREE | FREE | FREE |
| Credit Life Insurance: | Available | Available | Available |
| Credit Disability Insurance: | Available | Available | Available |
| Payment Reminders by text or email: | FREE | FREE | FREE |
All terms, including fees and the APRs for new transactions, may change after account opening in accordance with the Agreement and applicable law. Cash advance fee, and foreign transaction fees of 1% of the US dollar amount of the foreign transaction apply. Click here to see important details about the KFCU VISA Platinum Rewards Program.
CURewards – Earn 1 point for each $1 of eligible purchases. Visit www.CURewards.com for details.