Additional Loan Services

Loan by Phone

The service is FREE! Apply for the loan you need by calling (808) 254-3566 or one of our Loan Officers at any branch during our regular business hours. Or apply using our online Consumer Loan Application and we'll respond the same day or the next business day.

Electronic Loan Payments

Make a payment to your KFCU loan remotely with our new Electronic Loan Payment program. This service is available 24 hours a day, 7 days a week. It’s fast, easy, and secure!

This program allows you to make payments from another financial institution to your loan at Koʻolau FCU.

If you would like to make a loan payment from your KFCU account, sign into your Online Banking.

Please note, if you are using a debit or credit card, there is a $10.00 processing fee for payments greater than $50.00.

Features:

  • Make a payment towards your loan using another financial institution’s Visa or Mastercard Debit or Credit card or your Discover Credit Card

  • Make a payment towards your loan using your checking or savings account from another financial institution

  • Review payment history up to 2 years

  • Make a payment to a Loan (Auto, Personal, Home Equity LOC)

*Ko’olau Federal Credit Union may, at its discretion, match the rate offered by another lender (“outside offer”) for a loan of similar terms at Ko’olau Federal Credit Union. The rate match applicant must meet the qualifications of the outside offer and may be asked to provide Ko’olau Federal Credit Union with documentation of the rate/offer. This offer is for New Money Only; rate matching is not available on existing Ko’olau Federal Credit Union loans.  Rate matching is not available if the outside offer is a promotional discounted rate, is less than 1.75%, or for lines of credit, credit cards, or business loans. Offer current as of 6/1/2022 and may be changed at any time.  All loans are subject to Ko’olau FCU’s credit approval standards and your interest rate is subject to your qualifications for the loan.  This Includes your credit history, cash flow and loan-to-value, if applicable.