Card Transaction Sweepstakes Official Rules
No Purchase or Payment Necessary to Enter Or Win.
1. Sweepstakes Sponsor
a. This sweepstakes is sponsored by Ko’olau Federal Credit Union. By participating in this sweepstakes, you agree to abide by all sweepstakes rules and regulations.
b. Ko’olau Federal Credit Union
6699 Mokapu Road, MCBH
Kailua, HI 96734
2. Eligibility
a. Must be 18 years of age or older and either (i) a legal resident of the island of O’ahu, or (ii) a member of Ko’olau Federal Credit Union, to participate (an “Eligible Participant”). Individuals under the age of 18 may not enter or submit information to this sweepstakes.
b. Multiple entries per Eligible Participant are allowed, but an Eligible Participant may only win one Prize.
c. No purchase or payment of any kind is necessary to enter or win.
d. Ko’olau Federal Credit Union officials, employees, and their immediate family and household members are not eligible to win. Void where prohibited.
e. This sweepstakes is subject to the terms and conditions herein and all applicable federal, state, and local laws and regulations. Void where prohibited.
3. Sweepstakes Entry Period
This sweepstakes will begin on November 24, 2022 at 12:00 am HST and will end on December 23, 2022 at 11:59 am HST (the “Sweepstakes Period”). No entries will be accepted before or after the Sweepstakes Period.
4. How to Enter
a. Complete Eligible Transactions during the Sweepstakes Period with your KFCU Visa Debit Card, Share Secured VISA Classic Card, VISA Classic Card or VISA Platinum Rewards Card and be automatically entered into the sweepstakes. Eligible transactions must be approved (“Eligible Transactions”).
b. If you would like to enter the sweepstakes without completing an Eligible Transaction send your name, phone number, and mailing address on a blank 3” x 5” notecard to Ko’olau Federal Credit Union, 6699 Mokapu Road, MCBH, Kailua, HI 96734 postmarked no later than December 18, 2022, and you’ll be entered into the sweepstakes (“Alternate Entry”). Only one Alternate Entry is allowed per person. Each Alternate Entry, together with the Eligible Transactions are hereinafter individually referred to as an “Entry” and collectively “Entries”).
c. For questions on how to enter these sweepstakes, you may call (808) 254-3500, email us at info@koolaufcu.org or write to Ko’olau Federal Credit Union, 6699 Mokapu Road, MCBH, Kailua, HI 96734.
5. Selection Process
a. All eligible Entries throughout the Sweepstakes Period will be entered into a database. The Winners (defined below) will be chosen at random from the Entries. The Winners will be chosen at random on December 23, 2022. The Winners will be notified by phone, mail, or email on December 23, 2022 or the next business day.
b. Each entrant of an eligible Entry (“Entrant”) is responsible for monitoring for prize notification and receipt or other communications related to this sweepstakes. If a Winner fails to complete the required documentation acknowledging their Prize by December 31, 2022, the Winner shall forfeit the prize and an alternate Winner will be randomly selected from the remaining Entries.
c. Odds of winning are dependent on number of Entries.
6. Prize
a. Winners will be chosen at random from all the Entries (each “Winner” and collectively the “Winners”). Two prizes are available: ((1) $1,000 for a debit card holder; (2)$1,000 for a credit card holder. Total value of the two (2) Prizes is $2,000.
b. The Prizes are not exchangeable or transferable to another person.
c. Winners must sign a Release and Indemnification form prior to the funds being distributed. The form may be completed electronically via email correspondence or may be filled out at one of our branch locations. Failure to fill out this form will result in the forfeiting of the prize by the Winner and an alternate Winner will be selected at random from the remaining Entries.
7. Each Winner is solely responsible for all income, federal, state, and local taxes as well as any other costs and
expenses associated with the Prize acceptance.
8. Additional Information:
KFCU reserves the right, in its sole discretion and without advance notice, to adjust, shut down, cancel or
suspend the sweepstakes at any time and for any reason.
9. Personal Information
By accepting a Prize, each Winner grants KFCU permission to use his/her name, likeness, comments or photo for publicity purposes without payment or additional consideration, except where prohibited by law. Winners are required to sign and return a Liability Release and Publicity Release. Information collected from Entrants is subject to KFCU’s privacy policy.
10. Warranty, Release, and Indemnification
By participating in this sweepstakes, all Entrants and the Winners agree to release Ko’olau Federal Credit Union, any of their respective parent companies, affiliates, distributors, subsidiaries, advertising/promotion agencies or successors and assigns (the “Released Parties”) from any liability or claims associated with this sweepstakes. Released Parties will not be responsible for Acts of God, acts of terrorism, civil disturbances, work stoppage or any other natural disaster outside their control that may cause the cancellation or postponement of the sweepstakes. Released Parties and their designees and assigns and all of their respective officers, directors, employees, shareholders, representatives, and agents shall have no liability and will be held harmless for any liability, loss, injury, or death to Entrant or any other person, including, without limitation, damage to personal or real property, due in whole or in part, directly or indirectly, by reason of the acceptance, possession, use or misuse of a Prize (including any travel or prize activity related thereto) or participation in this sweepstakes. Ko’olau Federal Credit Union reserves the right, in its sole discretion, to void any and all Entries of an Entrant who it believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this sweepstakes and to modify, suspend, and/or terminate this sweepstakes (or portion thereof) should virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness or proper play of the sweepstakes and, in the case of termination, at its discretion, select a winner from all eligible, non-suspect Entries received prior to the event that required such termination. The remedy for any claim shall be limited to actual damages, and in no event shall any party be entitled to recover punitive, exemplary, consequential, or incidental damages, including attorney’s fees or other such related costs of bringing a claim, or to rescind this agreement or seek injunctive or any other equitable relief. CAUTION: Any attempt to deliberately damage any website associated with this sweepstakes or undermine the legitimate operation of this sweepstakes is a violation of criminal and civil laws and should such an attempt be made. Ko’olau Federal Credit Union and the applicable Released Parties reserve the right to seek damages (including attorneys’ fees) and/or other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law.