Financial Education

If you're looking for a safe and reliable way to grow your savings, you’ve probably come across the term "Certificate of Deposit" or "CD." But did you know that there’s a similar, yet potentially better, option available right here on the island of O’ahu? Share Certificates, exclusively offered by credit unions like Ko’olau FCU, are an excellent choice for those looking to make their money work harder.

For families in O’ahu, having a reliable and accessible savings option is essential. Money Market Accounts (MMAs) offer a perfect solution, combining the benefits of both savings and Checking Accounts. They allow families to grow their savings while maintaining easy access to funds when emergencies arise.

Planning for retirement is one of the most important financial steps you can take, and having the right account is key to achieving long-term security. Individual Retirement Accounts (IRAs) offer a valuable way to save while taking advantage of tax benefits. At Ko’olau FCU, we’re proud to help O’ahu residents build their futures with personalized guidance and flexible options tailored to their goals.