Best CD Rates on O’ahu

Aloha! Ko’olau FCU is your trusted financial partner in O’ahu, Hawai’i. Discover the power of Share Certificates as we delve into the rates our credit union offers and help you find the best CD rates available in O’ahu.

Certificates of Deposit vs. Share Certificates

CDs (Certificates of Deposit) are a secure way to earn interest on your funds with fixed terms, but what's more interesting? Ko’olau FCU's Share Certificates! Let's check them out.
Share Certificates at Ko’olau FCU are a great investment option! They typically offer better rates than CDs and include the added benefits of flexibility and security in a credit union environment. We also offer Super Share Certificates, with even greater flexibility of adding a one-time additional deposit during the term and the ability to lock in a higher rate once throughout the term should the rate increase.

Advantages of Ko’olau FCU Share Certificates for O’ahu Members

Choosing Ko’olau FCU for Share Certificates comes with a range of benefits:

Competitive Rates: As a credit union, we’re able to offer Share Certificate rates that outshine even the best CD rates in O’ahu and the greater Hawai’i area.
Flexible Terms: Let us know what your financial goals are, and we’ll help tailor your investment to your specific needs. We offer terms ranging from six to 60 months.
Personalized Service: Experience the personalized attention and care of a credit union that focuses on making a positive impact on our O’ahu community.

Why Choose Ko’olau FCU for Share Certificates in O’ahu

At Ko’olau FCU, we stand out with the following:

Personalized Service: Our members are our priority and the heart of all we do. Our philosophy is "Neighbors Helping Neighbors," and sharing the wealth with our members through low-cost loans, higher dividends, and no or low fees.
Community Focus: We are committed to the well-being of the O’ahu community by providing education, support, and resources to improve the livelihood of its residents.
Member Ownership: Ko’olau FCU operates with a cooperative philosophy, empowering our members with a voice in decision-making processes. Your Share Certificate not only secures your financial future but also gives you a stake in the success of our credit union.

Choosing Ko’olau FCU for Share Certificates in O’ahu means more than securing the best CD rates and flexible terms. It’s an invitation to embrace the aloha spirit in your financial journey.

Certificate Account Information

For more detailed information about our Share Certificates and Super Share Certificates, visit our Certificate Accounts page. Explore the options available and find the right fit for your financial goals.

Check Current O’ahu Certificate Rates

Curious about our current rates? Visit our Rates Tables to stay updated on the competitive rates we offer. Secure your financial future with Ko’olau FCU.

Membership and Certificate Application

Ready to take the next step? Apply for membership and open your Share Certificate with Ko’olau FCU by visiting our Membership and Applications page. Join us in building a stronger financial future for all of O’ahu.

Ko’olau FCU is your go-to credit union for the best CD rates in O’ahu. Embrace the unique benefits of Share Certificates and experience the difference with Ko’olau FCU. Mahalo for considering us as your financial partner.

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