Annual Meeting
Ko’olau Federal Credit Union’s Annual Meeting Sweepstakes
Disclaimers and Official Rules
1. NO PURCHASE OR OBLIGATION IS NECESSARY TO ENTER OR WIN. NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING.
2. ELIGIBILITY: The Ko’olau Federal Credit Union Annual Meeting Sweepstakes (“Sweepstakes”) is open only to Ko’olau Federal Credit Union members that attend the Annual Meeting and are 11 or older as of 05/03/24. Void where prohibited. Ko’olau Federal Credit Union officers, directors, agents, representatives, and employees and each of their non-member immediate family members (spouse, parents, children, siblings, and their respective spouses, regardless of where they live), members under the age of 11 and individuals living in the same households of each of these individuals, whether related or not, of the above are not eligible to win. Member must be in good standing with the credit union and present to win. Contact Ko’olau Federal Credit Union (“KFCU”) for the official rules of the contest. Sweepstakes is subject to all applicable federal, state, and local laws. U.S. law governs this Sweepstakes.
3. SWEEPSTAKES TIMING: Begins at 8:00:00AM Hawai’i Standard Time (“HST”) on 04/08/2024 and ends at 6:00:00PM HST on 05/03/2024 (“Promotional Period”).
4. TO ENTER: There is one (1) way to enter: purchase a ticket to the Ko’olau Federal Credit Union Annual Meeting: An eligible KFCU Member and guest, 11 or older, will receive one (1) Sweepstakes entry for each ticket purchased. Other restrictions and exclusions may apply. Entries must be made by 6:00:00 PM HST on 05/03/2024, in order to be eligible. Entries become the property of KFCU and will not be acknowledged or returned. Incomplete entries or entries not complying with these Official Rules are subject to disqualification at KFCU’s sole discretion.
5. DETERMINATION OF WINNERS: Forty-six (46) Prize winner(s) will be selected in a random drawing on 05/04/2024 from among all eligible entries received during the promotional period. The random drawing will be conducted by KFCU. KFCU decisions are final and binding on matters relating to this Sweepstakes. The prize winner will be notified in person on 05/04/2024 and will be required to sign an affidavit of eligibility/liability release, a publicity release where legal, and federal and state tax releases, and return these documents, properly executed, via secure email or fax, within 48 hours of notification and via U.S. Mail within 5 days of the date of issuance of notification. Non-compliance within this time frame and/or with these Official Rules; KFCU‘s inability to contact the potential winner within a reasonable time period; or prize or prize notification returned as undeliverable will result in such potential winner’s disqualification and, at KFCU’s discretion, the prize may be awarded to a potential alternate winner.
6. ODDS: The actual odds of winning a prize depend upon the total number of eligible entries received during the promotional period. ADDITIONAL PURCHASES DO NOT IMPROVE AN INDIVIDUAL’S CHANCES OF WINNING.
7. PRIZES: KFCU will award forty-six (46) prize(s) to forty-six (46) sweepstakes winners. Total Cash Value (TCV) of the prizes is $4,492. Any and all other costs and expenses associated with prize acceptance and use not specifically stated within these Official Rules as being provided are the sole responsibility of the winner, including, without limitation, all federal, state, and local taxes. If winner is at least 11 years old but still considered a minor in his/her state or place of residence, the prize may be awarded in the name of his/her parent or legal guardian, who will be responsible for fulfilling all requirements imposed on winner as set forth herein. Prize details are at KFCU’s sole discretion.
8. CONDITIONS OF PARTICIPATION: By entering, entrants agree to be bound by these Official Rules, including all eligibility requirements and the decisions of KFCU, which are final and binding. By accepting the prize, winners consent to the use of his/her name, image, likeness, photograph, voice, and biographical material for advertising, publicity, and promotional purposes by KFCU, in any and all media now or hereafter devised, including but not limited to, any online announcements, worldwide in perpetuity, without additional compensation, notification, or permission, except where prohibited by law. Entrants release and hold harmless KFCU from any claims, actions, injury, loss, or damage of any kind, including but not limited to, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or from the acceptance, possession, or use or misuse of the prize (including any travel/activity related thereto). This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss of damage to property; and claims of third parties.
9. GENERAL: KFCU will collect information from the entrants solely for the purpose of the prize drawing and to notify winners. KFCU will not share this information with any third party, except as necessary for the administration of the Sweepstakes, nor attempt to contact entrant, unless entrant has agreed to receive further information on KFCU’s products and promotions. KFCU is not responsible for lost, late, illegible, misdirected, inaccurate, incomplete, undelivered, damaged, delayed, garbled, postage-due, or stolen mail, entries, and transactions; for transactions that are lost, misdirected, or fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly; or for any other errors or problems of any kind, whether typographical, printing, mechanical, human, electronic, or otherwise, relating to or in connection with the Sweepstakes, including, without limitation, any error or problem that may occur in connection with the administration of the Sweepstakes, the processing of entries , the announcement of the prize, the or in any Sweepstakes-related materials. KFCU reserves the right to conduct a background check of any and all records of potential winner, including, without limitation, civil and criminal court records and police reports, and entry in the Sweepstakes constitutes entrant’s permission for KFCU to conduct such background check, provided that, to the extent additional authorization is necessary under law, potential winner shall authorize such check. KFCU reserves the right (at its sole discretion) to disqualify potential winner based on the results of the background check or failure to properly authorize such check. Entry materials that have been tampered with or altered are void. KFCU reserves the right, in its sole discretion, to cancel or suspend part or all of this Sweepstakes at any time without notice and for any reason including, if in the KFCU’s opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if virus, bugs, non- authorized human intervention or other causes corrupt or impair the administration, security, fairness, or integrity and proper play of the Sweepstakes. In the event of cancellation, KFCU may void any entries it suspects are at issue and, at its discretion, if terminated, award a prize in a random drawing from among all non-suspect, eligible entries received up to the date of cancellation. Caution: Any attempt by an entrant or any other individual to damage or undermine the legitimate operation of the Sweepstakes may be in violation of criminal and civil laws and, should such an attempt be made, KFCU reserves the right to seek any and all remedies available from any such person to the fullest extent permitted by law, including criminal prosecution. KFCU’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. KFCU reserves the right to disqualify entrants who violate these Official Rules or interfere with this Sweepstakes in any manner. If an entrant is disqualified, KFCU reserves the right to terminate that entrant’s eligibility to participate in the Sweepstakes.
10. DISPUTES: Except where prohibited, all issues/questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of the entrant and KFCU in connection with the Sweepstakes, shall be governed by, and construed in accordance with the laws of the State of Hawaii, without giving effect to any choice of law or conflict of law rules (whether of the State of Hawaii or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the State of Hawaii. Jurisdiction and venue shall be solely within the State of Hawaii.
11. ARBITRATION: Except where prohibited by law, as a condition of participating in this Sweepstakes, the participant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest the participant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will the participant be permitted to obtain awards for, and the participant hereby waives all rights to claim, punitive, incidental, or consequential damages, or any other damages, including attorneys fees, other than the participant’s actual out-of-pocket expenses (i.e., costs associated with participating in this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.
12. WINNER’S NAMES: For the name of the winners, mail a self-addressed stamped envelope by 06/04/2024 to: KFCU, Marine Corp Base Hawaii 6699 Mokapu Road, Kailua, Hawaii 96734.
13. ADMINISTRATOR: Ko’olau Federal Credit Union, Marine Corp Base Hawaii 6699 Mokapu Road, Kailua, Hawaii 96734.